28 Jul 2008

You are outside the travel insurance must not forget

Summer, not only students of the summer vacation time, is also working on arrangements for the vacation period. Summer travel is, of course, the best way to a vacation. However, on tourism, after all, are likely to face a lot of accidents, unpredictable risks greatly increased. If the effective transfer of risk, in addition to your heart more practical, more in case of unexpected situations calmly deal with. Therefore, to confirm in front of their own insurance, and to complement the relevant insurance is essential.
Now the company introduced more types of travel insurance, the terms vary. But basically, can travel insurance can provide protection to the three categories as, first aid protection, and the other is personal injury protection, there is a damage to property protection:
A travel security assistance
Throughout the period from tourism, encounter problems or incidents can be effective assistance. Some insurance companies and international relief organizations to launch the rescue services of additional travel rescue insurance, general insurance companies will later claim extended forward into the accident occurred when a timely and effective relief. Travel abroad more and more people, when you face language barriers in an unfamiliar environment, or when the accident occurred due to local regulations and who do not give rise to legal disputes, if such a travel rescue insurance coverage, just call , Will have access to free aid.
B personal injury protection
For travel in different stages, namely the travel by public transport, aviation accident insurance, accommodation during the stay at accident insurance, tourist attractions play in the tourism personal accident insurance, and other different types. Visitors as a result of accidents caused passengers killed, maimed or loss of bodily functions, provides insurance companies Except for medical expenses, but also to the victims or families of the deceased to pay compensation. There are accidents Double Indemnity: If the insured at their own expense, using public transport or travel by private car was a serious accident, the insured will receive double the amount of compensation.
C damage to property protection
For travel in damage to property caused by the accident, to the insured's compensation. For example: emergency medical transportation, back to the cost; personal baggage of lost property damage, baggage delay, trip cancellation, trip delay, shorten the journey, and so on accidents, insurance companies are to provide compensation. There are also personal liability insurance: if the insured person for personal negligence causing physical damage or damage to property should be held in accordance with the law and the economic liability, insurance companies can defer compensation.
For their own travel, everyone has their own idea, will choose to leave the country, mission, self-help, self-driving, and so in different ways and different destination, buying insurance should be selected according to specific circumstances. For example, overseas travel, including foreign aid should choose the insurance; YOU should choose the self-help personal safety and property insurance have more protection. And the accompanying tours, travel should be the signing of the contract, the travel agent to confirm whether or not you on the on insurance, personal injury insurance because tourism is tourism management departments should be mandatory for travel agents on the types of visitors, other supplementary insurance, you can As required to choose.

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