28 Jul 2008

Trips must buy travel insurance

More and more families to travel on vacation as one of the ways. In as much as Youshanwanshui tourists at the same time, which often ignored the existence of many uncertain factors, the accident may have occurred at any time. So, what measures should be taken to the accident to minimize economic losses? »

Experts recommended that: the former may wish to travel out to buy a travel insurance, it specifically tailored for tourists, when tourists travel in specific incidents encountered in the course of accidental injury and loss brought about, can receive timely assistance and the corresponding economic Compensation for all the trips themselves and their families protect.

At present, domestic insurance companies in the travel insurance business mainly as follows:

Travel personal accident insurance: insurance for all of these tourists are from the most practical, and it is most needed, and cheaper premiums, insurance rates up to 10,000 yuan. Insurance for tourists to buy insurance from entering tourist attractions and scenic areas from the time when visitors to leave until the attractions and scenic areas.

Passenger accident insurance: This insurance mainly for tourists in travel by vehicle to provide risk prevention services, tourists buy tickets and tickets in the amount of 5% for insurance, the insurance amount for each insurance for the 2 Million, of which 10,000 yuan the accident of medical blunders. From the period of insurance or stop half-way ticket on the car boat, tourists have been to the half-way ticket to stop or get off disembark.

Tourism stay at personal risk: this type of insurance one yuan each, from the midnight of the day stay at the start of the insurance period of 15 days, after the expiry of the renewal, each number of tourists can buy. The protection of such insurance: insurance visitors stay at 5,000 yuan, the insurance Jianyiyongwei visitors stay at 10,000 yuan. Passengers portable items stolen or damaged by the accident, stolen, lost, can also access the appropriate compensation.

Insurance against the existing varieties, the experts recommended that: visitors should be based on its needs and economic conditions, the appropriate, science and take out travel insurance, with a view to achieving a win-win economic and enjoy.

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