Travel in the accident Fangbushengfang, the need to purchase insurance, to resolve worries. Then, the various ways to purchase travel accident insurance? » Optional accident insurance, we must first accident of its own for the probability of a risk rating.
The highest risk rating category, is engaged in high occupational accidents in the crowd, such as drivers, flight attendants, and so on. As the crowd professional reasons, a higher probability of the accident, insurance companies, the corresponding rates will be higher than ordinary standards, and some have even been included in the Jubao object. For this part of the general staff, in addition to the units of the insurance policy, specific vocational classes, but also a good choice. For instance, drivers can buy peace "green channel."
There is a category is "Flying trapeze," that is, the office staff, their job itself may not be high risk, but frequent use of aircraft, trains and other modes of transport, the accident probability is relatively high. Accident insurance in the choice of the time, we must especially focus on accident-fold in the terms of payment. Jinsheng Life to the fold in terms of payment as an example: When a customer to use as passenger aircraft, in addition to the public transport accident injuries, according to two times the amount of compensation, and the use of aircraft incidents will follow three times the amount of compensation . Often more than 100 yuan to get the maximum protection of dozens of million of the accident. Compared to the 20 yuan each time the special insurance, such insurance scheme obviously much more economical.
In addition to these two types of long duration, the risk of accidents of relatively high levels, there are many people in the risk of accidents will increase within a certain time period, particularly the holiday season, the trips "tourism enthusiasts." Accident insurance when it is necessary to insure the protection of the time and form of payment according to the actual needs of a sub-design. There is a "worry-free holiday," the insurance, usually to provide basic security, on holidays, to protect high over several times. In addition, before the trip, according to the situation trip travel accident insurance policy holders, but also a better choice, cheaper cost of protection, and it covers the travel costs during the accident compensation. If it is like self-driving trip, you can choose a self-driving times the payment terms of accident insurance. For example, the livelihood of the "sunshine journey," as pilots, drivers of private car traffic accidents, according to the company to double the amount of the payments.
Comparing with the previous three categories of people, more people go to work every day feel at ease, occasionally trips once, the accident probability is relatively small. In the life insurance surcharge directly behind several of the additional compensation for accident insurance, organizations do not have to be a separate accident insurance protection scheme. If the use of public transport to work, coupled with a public transport times the insurance payment, of course, have to pay attention to whether they cover the Light Rail and the MTR. Trips, to purchase adequate travel accident insurance. Combining the two can meet the basic need to guard against the risk of accidents has.
Since the vast majority of accident insurance are all types of consumption, it's time to insure comprehensive measure of the probability of the accident, in order to choose the most suitable for their own security situation of the programme, really be used not only not indispensable, but also to avoid Repeat accumulation of excessive consumption. Related links:
Accident insurance can basically be divided into three categories: The first is the accidental death or disability insurance, which derived a transport accident insurance, travel insurance, personal accident insurance, and other comprehensive accident insurance; second category is medical accidents Cost of insurance, the policy holders because of accidents caused by patient or out-patient costs for payment; third category is the accident hospitalization subsidies, the policy holders because of the accident by the number of days hospitalized for subsidies. After the two types of compensation for the cost of nature, normally in the form of additional risk.
The highest risk rating category, is engaged in high occupational accidents in the crowd, such as drivers, flight attendants, and so on. As the crowd professional reasons, a higher probability of the accident, insurance companies, the corresponding rates will be higher than ordinary standards, and some have even been included in the Jubao object. For this part of the general staff, in addition to the units of the insurance policy, specific vocational classes, but also a good choice. For instance, drivers can buy peace "green channel."
There is a category is "Flying trapeze," that is, the office staff, their job itself may not be high risk, but frequent use of aircraft, trains and other modes of transport, the accident probability is relatively high. Accident insurance in the choice of the time, we must especially focus on accident-fold in the terms of payment. Jinsheng Life to the fold in terms of payment as an example: When a customer to use as passenger aircraft, in addition to the public transport accident injuries, according to two times the amount of compensation, and the use of aircraft incidents will follow three times the amount of compensation . Often more than 100 yuan to get the maximum protection of dozens of million of the accident. Compared to the 20 yuan each time the special insurance, such insurance scheme obviously much more economical.
In addition to these two types of long duration, the risk of accidents of relatively high levels, there are many people in the risk of accidents will increase within a certain time period, particularly the holiday season, the trips "tourism enthusiasts." Accident insurance when it is necessary to insure the protection of the time and form of payment according to the actual needs of a sub-design. There is a "worry-free holiday," the insurance, usually to provide basic security, on holidays, to protect high over several times. In addition, before the trip, according to the situation trip travel accident insurance policy holders, but also a better choice, cheaper cost of protection, and it covers the travel costs during the accident compensation. If it is like self-driving trip, you can choose a self-driving times the payment terms of accident insurance. For example, the livelihood of the "sunshine journey," as pilots, drivers of private car traffic accidents, according to the company to double the amount of the payments.
Comparing with the previous three categories of people, more people go to work every day feel at ease, occasionally trips once, the accident probability is relatively small. In the life insurance surcharge directly behind several of the additional compensation for accident insurance, organizations do not have to be a separate accident insurance protection scheme. If the use of public transport to work, coupled with a public transport times the insurance payment, of course, have to pay attention to whether they cover the Light Rail and the MTR. Trips, to purchase adequate travel accident insurance. Combining the two can meet the basic need to guard against the risk of accidents has.
Since the vast majority of accident insurance are all types of consumption, it's time to insure comprehensive measure of the probability of the accident, in order to choose the most suitable for their own security situation of the programme, really be used not only not indispensable, but also to avoid Repeat accumulation of excessive consumption. Related links:
Accident insurance can basically be divided into three categories: The first is the accidental death or disability insurance, which derived a transport accident insurance, travel insurance, personal accident insurance, and other comprehensive accident insurance; second category is medical accidents Cost of insurance, the policy holders because of accidents caused by patient or out-patient costs for payment; third category is the accident hospitalization subsidies, the policy holders because of the accident by the number of days hospitalized for subsidies. After the two types of compensation for the cost of nature, normally in the form of additional risk.
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