On the 8th Chinese People's Insurance Property Insurance Ningbo Branch was informed that the focus of the pilot as a travel insurance company, the company has pioneered the market in 2006 Yongcheng new travel agency liability insurance products. And compared to other products on the market, the new travel agency liability insurance products not only in the areas of responsibility, compensation, service mode and so on are all new, but will "insurance" and "rescue" closely integrated.
In recent years, visitors experience the frequency of accidents increasing. However, according to the relevant information, the city in addition to about 20 percent of the tourists is accompanying by travel agents for travel insurance, the vast majority of trips caught without insurance in the state. This situation caused mainly due to public insurance awareness is not strong, complex claims links, not the full protection of traditional products and non-standard insurance market competition, to protect the interests of tourists, and so on.
The new travel agency product liability insurance products in the past focused on solving the bottleneck. Products from the main risk insurance and family can choose the additional risk component. The main responsibilities include insurance coverage of three parts: an underwriting led by travel agents fault the personal injury or property damage; underwriting from traffic accidents, natural disasters, food poisoning, three categories of non-fault liability caused by travel agents tourists death, disability, loss of medical expenses, and After the Chuxian by professional relief agencies to provide emergency medical transport, medical repatriation and other rescue services.
Compared with other products, new products will be part of the legal provisions of the consumers themselves can not distinguish between the risks or the risk of liability coverage included, and compensation limit and a significant increase compared to previous versions. According to research, new products this part of the underwriting risk cover of the tourist might face in the course of more than 90 percent of the risk.
In recent years, visitors experience the frequency of accidents increasing. However, according to the relevant information, the city in addition to about 20 percent of the tourists is accompanying by travel agents for travel insurance, the vast majority of trips caught without insurance in the state. This situation caused mainly due to public insurance awareness is not strong, complex claims links, not the full protection of traditional products and non-standard insurance market competition, to protect the interests of tourists, and so on.
The new travel agency product liability insurance products in the past focused on solving the bottleneck. Products from the main risk insurance and family can choose the additional risk component. The main responsibilities include insurance coverage of three parts: an underwriting led by travel agents fault the personal injury or property damage; underwriting from traffic accidents, natural disasters, food poisoning, three categories of non-fault liability caused by travel agents tourists death, disability, loss of medical expenses, and After the Chuxian by professional relief agencies to provide emergency medical transport, medical repatriation and other rescue services.
Compared with other products, new products will be part of the legal provisions of the consumers themselves can not distinguish between the risks or the risk of liability coverage included, and compensation limit and a significant increase compared to previous versions. According to research, new products this part of the underwriting risk cover of the tourist might face in the course of more than 90 percent of the risk.
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