Spring Festival this year substantial increase in the number of tourists immigration, the only access to Pudong on the number of breakthroughs 360,000 passengers, for the calendar year Pudong airport immigration Golden Week which is the most people. And after the holidays, some travel insurance issues are also highlighted. AIU Insurance Company Shanghai Branch of the people to remind customers to take out travel insurance, clearly the scope of their protection.
War, military operations and other delays caused by travel insurance is not the responsibility as well. Travel insurance in general, due to inclement weather, natural disasters, mechanical failure, strike, hijacking or sabotage and other air and shipping of temporary workers protest caused delays in aircraft or ship more than five hours, insurance companies will be under a contract of insurance The corresponding amount of insurance compensation of the insured. But over the responsibility of the insurance does not include war, military action caused the delay.
Baggage delay compensation for the insured in the local purchase daily necessities and the reasonable cost. Travel in checked baggage may be delayed more than eight hours and to travel, this has caused great inconvenience, then the insurance company will be compensation insurance in the local purchase daily necessities and the reasonable cost. Insurance companies need to pay attention to compensation for local purchase of basic necessities and the reasonable costs, not as long as there is compensation for delays in baggage.
Insuring pre-existing diseases and injuries from the responsibility for the matter. Travel insurance in the "medical compensation" in the protection of the travel period due to illness or accident and need the necessary treatment of the actual medical expenses.
However, customers should note if the patient is already in existence before the insured, most of the travel insurance from all this as a responsibility. For example, the insured person in the journey of a heart attack in hospital treatment and doctor's diagnosis report that the insured person is suffering from heart disease has been in existence for many years, insurance companies will refuse compensation.
War, military operations and other delays caused by travel insurance is not the responsibility as well. Travel insurance in general, due to inclement weather, natural disasters, mechanical failure, strike, hijacking or sabotage and other air and shipping of temporary workers protest caused delays in aircraft or ship more than five hours, insurance companies will be under a contract of insurance The corresponding amount of insurance compensation of the insured. But over the responsibility of the insurance does not include war, military action caused the delay.
Baggage delay compensation for the insured in the local purchase daily necessities and the reasonable cost. Travel in checked baggage may be delayed more than eight hours and to travel, this has caused great inconvenience, then the insurance company will be compensation insurance in the local purchase daily necessities and the reasonable cost. Insurance companies need to pay attention to compensation for local purchase of basic necessities and the reasonable costs, not as long as there is compensation for delays in baggage.
Insuring pre-existing diseases and injuries from the responsibility for the matter. Travel insurance in the "medical compensation" in the protection of the travel period due to illness or accident and need the necessary treatment of the actual medical expenses.
However, customers should note if the patient is already in existence before the insured, most of the travel insurance from all this as a responsibility. For example, the insured person in the journey of a heart attack in hospital treatment and doctor's diagnosis report that the insured person is suffering from heart disease has been in existence for many years, insurance companies will refuse compensation.
No comments:
Post a Comment