28 Jul 2008

Four to go abroad to buy insurance scheme would be elected

Qianshanwanbao news now, Anshan summer-travel trips army was going, and in the summer of carefully selected at the same time, Anshan people are increasingly concerned about the safety and security of the trips. Anshan reporters yesterday from some travel agencies that the hope for the tourists travel accident insurance about 50 percent of those trips, but some tourists choose to give up a little insurance. In this connection, the insurance industry have pointed out that the summer trips, four insurance can choose.

Travel agents liability insurance-not tourists

It is understood that the city of Anshan regular travel agent to purchase travel agents liability insurance, but its real target is the protection of travel agents. As the new travel agency liability insurance has not yet formally launched in Anshan, travel agencies were originally purchased by the travel agency liability insurance, which means that tourists in the tourism suffered in the course of the personal property losses, only because of errors caused by travel agents, will it be possible to Compensation, and from tourism corporation in the accident are not travel agents liability insurance coverage limits. According to Anshan some travel agencies that, at present, travel agents mission trips to the tourists in about 50 percent of the people want to buy travel accident insurance, but because travel agents recommended by travel accident insurance a single relative, in fact, only about 30 percent of the tourists The purchase of a travel accident insurance. And most of their trips is the Anshan people do not know how to choose the right travel accident insurance.

Four types of options

The insurance industry, the current population of the insurance for trips increasingly rich variety of different types of trips can choose different types.

According to reports, accompanying the tourists travel more appropriate choice of travel agents to promote travel accident insurance. Most travel agents now Anshan travel accident insurance premiums for 10 yuan, the highest protection of 100,000 yuan, the insurance period of time and mission trips basically the same. The types of insurance, tourists from corporations in the course of a death, disability or injury compensation can be, if not the mission trips tourists can also choose this insurance. However, if often self-driving trips, you can choose card personal accident insurance (Car-type). Such insurance premiums than ordinary travel accident insurance higher, but 100 yuan in premiums, will be a period of one year of protection, that is, in the year after the insured, choose the time and frequency of Car , Can be insurance protection.

The reporters also understand that their own trips to meet the public accommodation, such groups can choose to stay at a tourist personal insurance, such insurance to provide protection to include accommodation during the personal safety of the premium is not high. The industry also suggested that the members of the public to participate in overseas travel outside a best buy for emergency medical insurance. Because foreign medical expenses is relatively high, in the case of an accident rather difficult local assistance, emergency relief insurance can choose from accidents or in the case of sudden acute timely relief, the general coverage 400,000 yuan, the insurance period of 10 days required The premium of about 250 yuan. The reporters also learned that Anshan currently on the market are generally travel accident insurance will be engaged in rafting, bungee jumping, horse riding and other dangerous items as an escape clause, so the sign insurance contracts, must be concerned about exemption clause.

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