28 Jul 2008

Golden Week: Do not buy travel insurance Xianjin Misunderstanding

People buy travel insurance when there are some errors.
Misunderstanding 1: simply rely on travel agents. Experts point out that travel agencies are forced to buy the state of the travel agency liability insurance, it refers to insurance companies to travel agencies engaged in business activities in tourism, travel agencies because of the negligence or fault, resulting in its reception of the tourists suffered economic losses, but should From the responsibilities of travel agencies, to compensation from insurance companies bear the responsibility of insurance. When the accident is not related with travel agents, tourists will not be able to get this travel agency of any liability insurance protection.
Mistakes 2: The average personal accident insurance cover all the accidents. It is learnt that the personal accident insurance generally does not include high-risk activities. If we jumped in the class, rock climbing, mountain climbing, skiing high risk activities, is likely to receive no compensation after the accident.
Misunderstanding 3: on the general insurance on the vehicles no longer on the other insurance. General insurance on the car by a third party liability insurance and vehicle insurance losses, while the safety car will not be able to protect such insurance, therefore, before the trips should be fully taken into account the possible occurrence of the accident, according to the needs of the insured vehicles such as The personnel on the risk, so as to more effectively with the driver and vehicle insurance protection.

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