In the West, the fear of the English word "fear" is that travel comes from the Latin word "fare", which shows that travel in accidents are not uncommon, and also to people's personal safety or property damage . But we in the travel plan, still do not want to be in too much to illness or accident, when seen dozens of pages of insurance contracts on the effort of arcane professional jargon, who racked his brains Zizhenjuzhuo » Everyone will buy travel insurance? » How many people can really benefit »
Travel insurance generally include: medical expenses, personal accident in double compensation, emergency medical transport, back to expenses, personal baggage, baggage delay, trip cancellation, trip delay, personal money and documents and personal responsibility, and many other species.
In China, travel insurance, although for many years already, but this business is very slow with the current promotion. First, the insurance awareness of visitors to weaken and the other is a lot of tourists think that the mission trip tickets for attractions contained in the insurance, even if the incident also bear the travel agency. In fact, once the free travelers the travel time lines or experienced risk, the consequences have to own. All these reasons for travel insurance sometimes become chicken ribs. This situation is also very common in the West.
November 23 the United States, "Miami Herald" on the article published on the United States felt by reporters on the travel insurance consumers vulnerable to the error.
"In all likelihood the insured is not Qudu travel insurance provisions." San Diego, California, CSA Travel Protection of the insurance company's spokesman Angela »Norton said that these bought a travel accident insurance of people think that is convenient to buy a package of insurance coverage, inside, including: the cancellation or suspension of travel, transportation and health care Costs, lost luggage or other accidents.
That's right is right, many of the heavyweight critics have questioned, "Why the insurance contract terms to make such a complicated" »
In May this year, the "Consumer Reports" magazine in an article entitled: "travel accident insurance: Why do we rarely need it» "also points to this point. Thus, the American reporter to the experts mentioned in the text of the Byrd »Hunter asked, Hunter told reporters: general travelers are able to withstand the journey in property damage, say, there are still such as: medical insurance, property insurance, insurance The protection of their rights and interests, even Shuashua credit card can be temporarily solved the first accident. If the event of unexpected events or emergencies, airlines or other relevant units will also provide compensation or pay the fine. "Like I have never bought travel accident insurance." Hunt said, he also is the Ford and Carter administration during the Federal Insurance Administrator (Federal Insurance Administrator).
In September this year, the District of Columbia a lawyer, consultant Jeffrey »Miller in the trade magazine" Travel Weekly, "wrote an article, entitled" lose confidence in travel insurance. " Miller has 15 insurance agent to recommend to the experience of travel insurance, because the sale of this insurance, insurance agents will bring at least 25% of the commission, but in the article he wrote, "I no longer consider travel insurance Travel is an essential part of the. "Miller said that last year he has many friends or insured customer complained to him, the insurance company refused their legitimate claims, and because insurance terms vague wording ambiguous, so the scope of the claim can not be Clarify, to bring them the damage. In the last article, he said he was "on travel accident insurance industry deeply worrying."
U.S. Travel Insurance Association Chairman Brad »Fen Keer in different open letter, but condemned the" Consumer Reports "magazine and Miller's article. Fen Keer wrote, "most" travel accident insurance claims claims have been insurance claims, and since consumers read the articles, signed the terms, it should not be damaged when the protection of the rights and interests Own risk. He added wrote that the only travel insurance, for the majority of suspension or cancellation of trip due to the loss of insurance, which is precisely the claim is the largest item.
The reporter contacted a number of insurance agencies and insurers, but no one gives insurance companies in the insurance claims should be paid in the specific amount. (Related Insurance Agency officials said they were not aware of, and the insurance company said that due to industry competition not disclose the reasons for the specific figures.)
But let the reporter is slightly confused, and sometimes, travel accident insurance is also let people be satisfied with the payment. The reporter, for example, the California-Newport than a call Natali »Seymour of retired judges, two years ago in Austria when the ski hurt his shoulder. Seymour for the insurance company had a full payment from him since the incident evacuated to safe areas of the mountains, to the hospital for treatment, then as he and his wife paid the first-class return tickets, so on. Seymour returned to Xiangqilaijiu very satisfied, "I feel as if by royal families as the treatment."
Now, more and more Americans began to purchase travel accident insurance, either go by sea, land or take international flights, about half of the people will have to buy travel accident insurance, than the "9» 11 "incident before the maximum of 10% The ratio has been greatly improve.
The journalists also located in the text asked, What will he choose? »
In his view, although those provisions of the insurance package it is difficult to understand him, or can not understand, but since this insurance covers the travel of many accidents, insurance also makes people able to accept »» General accounted for four percent of travel costs 8 percent, then in the end not to spend money, buy peace of mind, and bought out.
Travel insurance generally include: medical expenses, personal accident in double compensation, emergency medical transport, back to expenses, personal baggage, baggage delay, trip cancellation, trip delay, personal money and documents and personal responsibility, and many other species.
In China, travel insurance, although for many years already, but this business is very slow with the current promotion. First, the insurance awareness of visitors to weaken and the other is a lot of tourists think that the mission trip tickets for attractions contained in the insurance, even if the incident also bear the travel agency. In fact, once the free travelers the travel time lines or experienced risk, the consequences have to own. All these reasons for travel insurance sometimes become chicken ribs. This situation is also very common in the West.
November 23 the United States, "Miami Herald" on the article published on the United States felt by reporters on the travel insurance consumers vulnerable to the error.
"In all likelihood the insured is not Qudu travel insurance provisions." San Diego, California, CSA Travel Protection of the insurance company's spokesman Angela »Norton said that these bought a travel accident insurance of people think that is convenient to buy a package of insurance coverage, inside, including: the cancellation or suspension of travel, transportation and health care Costs, lost luggage or other accidents.
That's right is right, many of the heavyweight critics have questioned, "Why the insurance contract terms to make such a complicated" »
In May this year, the "Consumer Reports" magazine in an article entitled: "travel accident insurance: Why do we rarely need it» "also points to this point. Thus, the American reporter to the experts mentioned in the text of the Byrd »Hunter asked, Hunter told reporters: general travelers are able to withstand the journey in property damage, say, there are still such as: medical insurance, property insurance, insurance The protection of their rights and interests, even Shuashua credit card can be temporarily solved the first accident. If the event of unexpected events or emergencies, airlines or other relevant units will also provide compensation or pay the fine. "Like I have never bought travel accident insurance." Hunt said, he also is the Ford and Carter administration during the Federal Insurance Administrator (Federal Insurance Administrator).
In September this year, the District of Columbia a lawyer, consultant Jeffrey »Miller in the trade magazine" Travel Weekly, "wrote an article, entitled" lose confidence in travel insurance. " Miller has 15 insurance agent to recommend to the experience of travel insurance, because the sale of this insurance, insurance agents will bring at least 25% of the commission, but in the article he wrote, "I no longer consider travel insurance Travel is an essential part of the. "Miller said that last year he has many friends or insured customer complained to him, the insurance company refused their legitimate claims, and because insurance terms vague wording ambiguous, so the scope of the claim can not be Clarify, to bring them the damage. In the last article, he said he was "on travel accident insurance industry deeply worrying."
U.S. Travel Insurance Association Chairman Brad »Fen Keer in different open letter, but condemned the" Consumer Reports "magazine and Miller's article. Fen Keer wrote, "most" travel accident insurance claims claims have been insurance claims, and since consumers read the articles, signed the terms, it should not be damaged when the protection of the rights and interests Own risk. He added wrote that the only travel insurance, for the majority of suspension or cancellation of trip due to the loss of insurance, which is precisely the claim is the largest item.
The reporter contacted a number of insurance agencies and insurers, but no one gives insurance companies in the insurance claims should be paid in the specific amount. (Related Insurance Agency officials said they were not aware of, and the insurance company said that due to industry competition not disclose the reasons for the specific figures.)
But let the reporter is slightly confused, and sometimes, travel accident insurance is also let people be satisfied with the payment. The reporter, for example, the California-Newport than a call Natali »Seymour of retired judges, two years ago in Austria when the ski hurt his shoulder. Seymour for the insurance company had a full payment from him since the incident evacuated to safe areas of the mountains, to the hospital for treatment, then as he and his wife paid the first-class return tickets, so on. Seymour returned to Xiangqilaijiu very satisfied, "I feel as if by royal families as the treatment."
Now, more and more Americans began to purchase travel accident insurance, either go by sea, land or take international flights, about half of the people will have to buy travel accident insurance, than the "9» 11 "incident before the maximum of 10% The ratio has been greatly improve.
The journalists also located in the text asked, What will he choose? »
In his view, although those provisions of the insurance package it is difficult to understand him, or can not understand, but since this insurance covers the travel of many accidents, insurance also makes people able to accept »» General accounted for four percent of travel costs 8 percent, then in the end not to spend money, buy peace of mind, and bought out.
No comments:
Post a Comment