Experts remind the frequency of trips should be based on insurance, travel insurance must be bought from a more cautious
Yesterday, reporters from more than the insurance company was informed that since the National Day holiday period is a high incidence of accidents, the recent consultation of the people increased travel insurance, the industry said that the amount is not higher the better, from outbound travel insurance is a lot of stress. In addition, the insurance can be purchased in travel agencies, insurance companies, ticketing tickets, visa agency, Internet purchase.
Insurance not request or Zaoju Qian
It is reported that many tourists that travel agents to purchase liability insurance on the line, but only in charge of tours within the framework of the risk of liability, if the tourists in their own activities injury or sudden illness while traveling, the insurance is not liable, the need to select their own right Travel insurance. Italian Life in Huizhou, Guangdong Branch of the marketing business Xiangli Ms Carlye Tsui Wai-jun said that many people think that the amount the higher the better, and this is a misunderstanding, because the domestic shorter travel time, consumers can choose cheaper premiums, comprehensive protection for the whole family travel The short-term insurance.
Relatively speaking, the purchase of overseas travel insurance must be more careful, in particular plans to European countries, the visa required for the purchase of not less than 30,000 euros, with offshore rescue function of the accident medical insurance, are often due to insurance requirements were not resist consulate Signed. After purchase, if the outside of the accident suffering from injury or sudden acute, can call a 24-hour free hotline, rescue, emergency contact global companies.
In addition, visitors must be clear by an insurance policy is "to advance ahead of schedule" or "after claims", which is unfortunate if the customer experience, such as hospital fees in accordance with the terms of the contract by the insurance companies in the insurance limit in the direct commitment to the latter need to pay for medical tourists Cost, to return home after claims by insurance companies.
Finally, we should consider buying insurance protection period, according to the required number of days and the amount insured. According to reports, various insurance companies for overseas travel accident or medical insurance in the amount of difference, so tourists in the former To learn more about the insured, according to the actual needs of their own, to buy the most suitable for travel outside their own insurance.
According to the insured frequency trips
It is understood that the tourism sub-risk insurance and at times throughout the year to pay insurance. The industry suggested that if tourists travel every year one or two, choose the relatively safe place, you can choose fee-for pay, or else consider the cross-type. Although the latter total premium high, but sharing, but the price of some cheaper Furthermore, usually a working life is also more security, not fee-paid, protected only a few days. In addition, many insurance companies have launched against the Golden Week of short-term insurance, consumers buy more convenient.
Adequate travel insurance should cover personal travel accident insurance, public transport accident insurance, travel insurance relief. In addition to the above three, the insured should also attach the accident medical insurance, which appears to ensure that out-patient and hospitalization can also receive compensation.
Yesterday, reporters from more than the insurance company was informed that since the National Day holiday period is a high incidence of accidents, the recent consultation of the people increased travel insurance, the industry said that the amount is not higher the better, from outbound travel insurance is a lot of stress. In addition, the insurance can be purchased in travel agencies, insurance companies, ticketing tickets, visa agency, Internet purchase.
Insurance not request or Zaoju Qian
It is reported that many tourists that travel agents to purchase liability insurance on the line, but only in charge of tours within the framework of the risk of liability, if the tourists in their own activities injury or sudden illness while traveling, the insurance is not liable, the need to select their own right Travel insurance. Italian Life in Huizhou, Guangdong Branch of the marketing business Xiangli Ms Carlye Tsui Wai-jun said that many people think that the amount the higher the better, and this is a misunderstanding, because the domestic shorter travel time, consumers can choose cheaper premiums, comprehensive protection for the whole family travel The short-term insurance.
Relatively speaking, the purchase of overseas travel insurance must be more careful, in particular plans to European countries, the visa required for the purchase of not less than 30,000 euros, with offshore rescue function of the accident medical insurance, are often due to insurance requirements were not resist consulate Signed. After purchase, if the outside of the accident suffering from injury or sudden acute, can call a 24-hour free hotline, rescue, emergency contact global companies.
In addition, visitors must be clear by an insurance policy is "to advance ahead of schedule" or "after claims", which is unfortunate if the customer experience, such as hospital fees in accordance with the terms of the contract by the insurance companies in the insurance limit in the direct commitment to the latter need to pay for medical tourists Cost, to return home after claims by insurance companies.
Finally, we should consider buying insurance protection period, according to the required number of days and the amount insured. According to reports, various insurance companies for overseas travel accident or medical insurance in the amount of difference, so tourists in the former To learn more about the insured, according to the actual needs of their own, to buy the most suitable for travel outside their own insurance.
According to the insured frequency trips
It is understood that the tourism sub-risk insurance and at times throughout the year to pay insurance. The industry suggested that if tourists travel every year one or two, choose the relatively safe place, you can choose fee-for pay, or else consider the cross-type. Although the latter total premium high, but sharing, but the price of some cheaper Furthermore, usually a working life is also more security, not fee-paid, protected only a few days. In addition, many insurance companies have launched against the Golden Week of short-term insurance, consumers buy more convenient.
Adequate travel insurance should cover personal travel accident insurance, public transport accident insurance, travel insurance relief. In addition to the above three, the insured should also attach the accident medical insurance, which appears to ensure that out-patient and hospitalization can also receive compensation.
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