The development of the China Insurance Regulatory Commission, deputy director of the Department of Housing Reform Yong-bin recently said that the increasing difficulty of insurance supervision, the task of increasing, the need to use the internal audit's internal oversight mechanisms to promote the improvement of the effectiveness of supervision.
Yong-bin in the room organized by the China Insurance Regulatory Commission to monitor insurance training courses on internal audit pointed out that in recent years, the insurance market in some of the problems with insurance companies to a large extent, strict internal control, internal audit system is not directly related to the sound.
At present, the insurance industry faces the risk of more sources, faster delivery and greater destructive power, supervision of insurance to guard against the risk of a heavier responsibility than ever before, has become extremely difficult. Corporate governance and internal controls to guard against the risk is the first line of defense, internal audit is one important link. If the insurance companies to establish effective internal audit system, the insurance market irregularities will be significantly reduced.
He stressed that the internal audit and supervision of the insurance check has a certain homogeneity, as the insurance companies do a good job in monitoring the internal audit, it is necessary to play an effective internal audit report submitted to the system. The establishment of the system, first of all to play Bao Jianju in corporate governance and internal control monitoring role could understand Baojian Ju insurance branch control, Bao Jianju to play in corporate governance and internal controls to monitor the role of The realization of the China Insurance Regulatory Commission and the upper and lower Baojian Ju linked together to monitor the implementation of the management structure. Second, is conducive to the scene to explore off-site supervision and regulation combine to improve the regulatory and scientific validity. Through the establishment of the internal audit report submitted to the system can Baojian Ju of the audit report meta-analysis, to better monitor the area of operation of insurance companies, market trends and make the best of the existing problems, there is a significant risk of potential targeted To strengthen supervision.
In addition, the system also promotes the establishment of insurance companies to strengthen the internal audit work. Through the establishment of the internal audit report submitted to the system of insurance can be quality of the branches of the audit, the audit frequency of monitoring will help to urge the adoption of external supervision of insurance companies and strengthen the internal audit branch.
It is understood that the China Insurance Regulatory Commission in 2007 published "Insurance internal audit guidelines (for trial implementation)" provides that the internal audit department of insurance under the branches of the audit, the audit report should be at the same time Chaobao audit of the location of the object the China Insurance Regulatory Commission Agency. In July this year, the China Insurance Regulatory Commission published "China Insurance Regulatory Commission sent to the agency submitted to the insurance company branches of the internal audit report on the matter," which further defined the relevant implementation details.
