Travel insurance Tiaozhao election
Many people think that from tourism, can only buy "travel accident insurance." In fact, this is a misunderstanding, there are several categories of insurance can actually provide security. Their strengths and weaknesses of points does not matter, only be applied to different needs. Generally speaking, the expenditure needs of the premium and will be able to enjoy the protection is directly proportional to.
Choose one: aviation accident insurance
The types of most of the people who are more familiar with each premium 20 yuan, 400,000 yuan face amount, up to buy five. Tourism is not all go to the mountains in the Lao Lin, some people use Shuangfei weekend trip to Beijing, Guangzhou and other big cities go, they in fact the biggest risk is to travel by plane. In such circumstances, can the return on the aircraft before buying an air accident insurance.
It has the advantage of convenience, the counters at the airport can handle the spot; shortcomings price is not high, and from 40 yuan in spending can only guarantee to travel by plane a few hours.
Second choice: risk of traffic accidents
Play some spots, especially with the mission to such a place in Yunnan, transport will occupy a larger share of itinerary, "the 18 bends," the mountain is also one of the most important risks. Under such circumstances, the insured risk of traffic accidents is a good choice. Comparing with the aviation accident insurance, accident insurance cost-effective, 20 yuan of the national life "An Daka" can protect all modes of transport within one week of the accident occurred, 300 yuan of peace "Miles" will provide 200 Million in aviation accidents protection and other safeguards. The lack of such insurance is that under a car accident it would "stand by", especially for some hiking the "Mix", the basic traffic accident insurance does not apply.
Third choice: travel accident insurance
The so-called "industry specializing in", some people will this year two opportunities Chuyuan Men, on foot or on a self-help tourists, travel accident insurance is the most appropriate. In the whole travel, travel accident insurance umbrella to play the role of general insurance premium in more than 100 yuan to 20 yuan. However, with special attention to its exclusion clause, which high-risk or adventure is not compensable. This is the most common travel accident insurance defects.
Select 4: travel insurance relief
China Life, China Pacific Insurance Company and other companies with the International (SOS) Relief Center launched the travel insurance kind of relief, the original travel personal accident insurance services expanded to traditional insurance companies after the general claims extended forward into the accident The time to provide timely and effective relief.
Compared to the general travel insurance, it naturally has the dual role of insurance. However, the corresponding premium will be higher, but also in foreign travel more common, provides protection in these types of tours are not many.
Many people think that from tourism, can only buy "travel accident insurance." In fact, this is a misunderstanding, there are several categories of insurance can actually provide security. Their strengths and weaknesses of points does not matter, only be applied to different needs. Generally speaking, the expenditure needs of the premium and will be able to enjoy the protection is directly proportional to.
Choose one: aviation accident insurance
The types of most of the people who are more familiar with each premium 20 yuan, 400,000 yuan face amount, up to buy five. Tourism is not all go to the mountains in the Lao Lin, some people use Shuangfei weekend trip to Beijing, Guangzhou and other big cities go, they in fact the biggest risk is to travel by plane. In such circumstances, can the return on the aircraft before buying an air accident insurance.
It has the advantage of convenience, the counters at the airport can handle the spot; shortcomings price is not high, and from 40 yuan in spending can only guarantee to travel by plane a few hours.
Second choice: risk of traffic accidents
Play some spots, especially with the mission to such a place in Yunnan, transport will occupy a larger share of itinerary, "the 18 bends," the mountain is also one of the most important risks. Under such circumstances, the insured risk of traffic accidents is a good choice. Comparing with the aviation accident insurance, accident insurance cost-effective, 20 yuan of the national life "An Daka" can protect all modes of transport within one week of the accident occurred, 300 yuan of peace "Miles" will provide 200 Million in aviation accidents protection and other safeguards. The lack of such insurance is that under a car accident it would "stand by", especially for some hiking the "Mix", the basic traffic accident insurance does not apply.
Third choice: travel accident insurance
The so-called "industry specializing in", some people will this year two opportunities Chuyuan Men, on foot or on a self-help tourists, travel accident insurance is the most appropriate. In the whole travel, travel accident insurance umbrella to play the role of general insurance premium in more than 100 yuan to 20 yuan. However, with special attention to its exclusion clause, which high-risk or adventure is not compensable. This is the most common travel accident insurance defects.
Select 4: travel insurance relief
China Life, China Pacific Insurance Company and other companies with the International (SOS) Relief Center launched the travel insurance kind of relief, the original travel personal accident insurance services expanded to traditional insurance companies after the general claims extended forward into the accident The time to provide timely and effective relief.
Compared to the general travel insurance, it naturally has the dual role of insurance. However, the corresponding premium will be higher, but also in foreign travel more common, provides protection in these types of tours are not many.
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