And to the summer, many students and teachers to use holiday travel; recently, many units also organized short-term staff to domestic and international travel. Play out, security is the first one, so trips before Maihao insurance is necessary. Experts advise, before trips to buy insurance has three major note. Travel agents liability insurance is not the five-tourists travel insurance options
Travel agents liability insurance of liability insurance areas, security is the travel agency rather than tourists. The main purpose of travel agents liability insurance, to the responsibility of the tourists and travel agencies a clear distinction between responsibility. Travel agents liability insurance for travel agents to the travel arrangements, are not within the scope of insurance, such as insurance companies expressly provides that the travel agents organization car racing, horse racing, rock climbing, gliding without power, adventure and rafting, scuba diving, alpine skiing, skateboarding , Parachuting, hot air balloon, bungee jumping, surfing high risk activities caused by personal injury or property damage no compensation. Visitors to get real protection needs of their own to buy travel insurance.
At present the travel insurance for tourists generally divided into five types. Trips may be in accordance with their own specific situations choose to buy.
Passenger accident insurance is more familiar with all of its main means of transport for tourists in the trip by providing risk prevention services.
Personal insurance visitors stay at one yuan each, each can be purchased a number of tourists. Such insurance to provide protection to include not only during the stay at the personal safety, but also carry the materials.
For thrills and participate in the Adventure Tour of tourists, should be the best person to take out travel accident insurance, such insurance premium for one yuan each, the insurance amount of up to 10,000 yuan, all tourists to buy up to 10 insurance.
Travel insurance and travel assistance to travel abroad for help insurance is very appropriate. With it the protection of tourists in case of accident or ignorant of local customs and regulations because of the legal disputes arising from, as long as the call will be free of relief.
In addition, consumers in the travel period for any reason interrupted or canceled travel, travel insurance can also travel agency responsible for the breach of the compensation.
Accident insurance does not cover all accidents must be clear Disclaimer
Miss Lin recently to be with friends to mountain climbing, because this year have bought personal accident insurance, personal accident insurance that Miss Lin should include all the accidents, so trips before the insurance is no longer intends to buy the other. Insurance lawyers pointed out that, in fact, Miss Lin's idea is wrong. General personal accident insurance does not cover high-risk activities. If we jumped in the class, rock climbing, mountain climbing, skiing high risk activities, is likely to receive no compensation after the accident. Various insurance companies because of "exclusion" column will usually have such a provision: "If the occurrence of the accident by reason of the following one or more of the result, the Company assumes no responsibility to pay insurance money" , Including the "insured person engaged in diving, parachuting, bungee jumping, rock climbing, expedition, wushu, wrestling, stunts, horse racing, high-risk sports car," this one.
Lawyers advise: in the purchase of insurance must be clear on the terms, such as the responsibility of the insurance provisions, in particular the "exclusion" clause. Travel insurance only pay for medical expenses "terrorist risks" to be developed
London shortly before the two explosions, so that the country intends to travel a bit more of the people of terrorism beware. It is learnt that the general travel insurance plans do not cover terrorist attacks caused the deaths, but the insured can claim because of the terrorist attacks led to medical expenses.
The industry to remind the public that the general Life, travel, accident insurance, no compensation for the victims of terrorist attacks, for visitors to the high-risk areas, should additional compensation will purchase a designated terrorist attacks of insurance. However, China's also not true that "terrorist risks" products, relevant content only in the individual insurance contracts reflected.
Travel agents liability insurance of liability insurance areas, security is the travel agency rather than tourists. The main purpose of travel agents liability insurance, to the responsibility of the tourists and travel agencies a clear distinction between responsibility. Travel agents liability insurance for travel agents to the travel arrangements, are not within the scope of insurance, such as insurance companies expressly provides that the travel agents organization car racing, horse racing, rock climbing, gliding without power, adventure and rafting, scuba diving, alpine skiing, skateboarding , Parachuting, hot air balloon, bungee jumping, surfing high risk activities caused by personal injury or property damage no compensation. Visitors to get real protection needs of their own to buy travel insurance.
At present the travel insurance for tourists generally divided into five types. Trips may be in accordance with their own specific situations choose to buy.
Passenger accident insurance is more familiar with all of its main means of transport for tourists in the trip by providing risk prevention services.
Personal insurance visitors stay at one yuan each, each can be purchased a number of tourists. Such insurance to provide protection to include not only during the stay at the personal safety, but also carry the materials.
For thrills and participate in the Adventure Tour of tourists, should be the best person to take out travel accident insurance, such insurance premium for one yuan each, the insurance amount of up to 10,000 yuan, all tourists to buy up to 10 insurance.
Travel insurance and travel assistance to travel abroad for help insurance is very appropriate. With it the protection of tourists in case of accident or ignorant of local customs and regulations because of the legal disputes arising from, as long as the call will be free of relief.
In addition, consumers in the travel period for any reason interrupted or canceled travel, travel insurance can also travel agency responsible for the breach of the compensation.
Accident insurance does not cover all accidents must be clear Disclaimer
Miss Lin recently to be with friends to mountain climbing, because this year have bought personal accident insurance, personal accident insurance that Miss Lin should include all the accidents, so trips before the insurance is no longer intends to buy the other. Insurance lawyers pointed out that, in fact, Miss Lin's idea is wrong. General personal accident insurance does not cover high-risk activities. If we jumped in the class, rock climbing, mountain climbing, skiing high risk activities, is likely to receive no compensation after the accident. Various insurance companies because of "exclusion" column will usually have such a provision: "If the occurrence of the accident by reason of the following one or more of the result, the Company assumes no responsibility to pay insurance money" , Including the "insured person engaged in diving, parachuting, bungee jumping, rock climbing, expedition, wushu, wrestling, stunts, horse racing, high-risk sports car," this one.
Lawyers advise: in the purchase of insurance must be clear on the terms, such as the responsibility of the insurance provisions, in particular the "exclusion" clause. Travel insurance only pay for medical expenses "terrorist risks" to be developed
London shortly before the two explosions, so that the country intends to travel a bit more of the people of terrorism beware. It is learnt that the general travel insurance plans do not cover terrorist attacks caused the deaths, but the insured can claim because of the terrorist attacks led to medical expenses.
The industry to remind the public that the general Life, travel, accident insurance, no compensation for the victims of terrorist attacks, for visitors to the high-risk areas, should additional compensation will purchase a designated terrorist attacks of insurance. However, China's also not true that "terrorist risks" products, relevant content only in the individual insurance contracts reflected.
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