Despite the recent slight improvement in the domestic home insurance, but insurance companies comes less than the volume of business, and consumers have little knowledge about insurance. Home insurance has not yet out of the predicament. Home insurance has become up for sale. Recently, a well-known home decoration and building materials supermarket chains in China first introduced the Home Insurance Scheme, signed in the supermarket renovation of the public can get free insurance for one year.
It is understood that the insurance scheme is divided into two types, the first is a one-year value of 100,000 yuan's basic insurance plan. The second is the value of 100,000 yuan a year for a period of well-being of the insurance plan. The basic plan will be fire, flood, water pipes burst, explosion, lightning, storms, floods caused by a variety of reasons, such as fixed home decoration loss of financial security, the insured amount of up to 100,000 yuan. It is understood that the Home Insurance has been in existence for many years, but consumers know very little. One consumer said that the family only know that the original property insurance can be, but I do not know the family decoration can be insured. For the cost of a higher level of consumers, the decoration is worth the risk.
Home accidents serious losses for many, the roof has been leaking bubble bad furniture, flooring experience. Mr. He, who lives in Fengtai District, one of them. Two months ago, to take care of his daughter to school, for the time being moved to other places to live, all of a sudden he receives a telephone call last week, said his house has been leaking. Mr. He returned to a home in Fengtai, because the pipe plug from the toilet overflow of sewage in a stream, over the entire floor.
At that time, Mr. He did not even know who is responsible for the only silently bear their own losses. In fact, Mr. He was not the worst experience of all kinds of accidents that may occur at any time, which is also the risk significance of the decoration. However, the majority of consumers are rarely able to be prepared in advance.
Home insurance status embarrassing It is understood that in Hong Kong, Home Insurance coverage is a high rate of insurance. Hong Kong Home Insurance provides a wide range of protection, not only kept in the homes of property to protect, and the insured and their family members carried by the private property lost or damaged as a result of accidents can be compensated.
Minya insurance brokerage firm of Liu Gang, a senior broker said most of the domestic insurance companies also can vote integrated family property insurance, insurance coverage, including on the part of the family decoration, insurance is also gradually expand the content, and some even include pets Terms of the assault.
Insurance and home decoration risk of a gradual increase in sales, but still can not compare auto insurance and life insurance. Observers note that the information is still not enough insurance to promote the poor one of the main reasons. Home insurance and many of the consumers who are only following the disaster insurance awareness.
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