By the end of 2004 triggered by strong earthquake in the Indian Ocean tsunami, in just a few minutes to create a huge human tragedy, natural production and daily life to the people to disaster, while another wake-up call for all sectors of society outside the travel insurance Attention. During the holiday season, many rich people in China outbound tourism planning, insurance and they have also become necessary for the safety of trips, the reporters on outbound tourism to take out insurance issues need to interview a number of industry professionals.
Professionals told reporters, accompanied by the Chinese people and increase the frequency of trips may choose the place of trips to increase, the corresponding rate will also increase the Chuxian, the people should improve the cognitive function of insurance coverage, choose a powerful security, Resistance unpredictable risks. For tourists, the most important thing is to be based on its needs and economic conditions, the appropriate, science and take out travel insurance.
Travel insurance on the current existing problems, professional analysis: the vast majority of visitors currently weak sense of self-protection, tourism in the risk of inadequate understanding, feel lucky; would also save money so that many people do not want to buy; types of small, select Room for small, insurance and tourism can not be tolerant of tourists in all kinds of risks encountered in addition, the insurance immature network also makes many visitors gave up on their own protection.
Professionals to remind the majority of tourists, should not be considered a travel agency to buy liability insurance will be able to sweep everything, from travelling abroad to buy a "travel agency liability insurance , in fact, the majority of tourists to travel agents insurance, "travel agent liability insurance" and individual tourists Insuring "travel insurance" and there is no clear understanding that the travel agency was explicitly set out in the quotations on the "travel agent liability insurance" have all kinds of accidents with tourists in the insurance liability. In fact, the "travel agents liability insurance," mainly by the travel agency responsible for the loss of tourists and compensation for harm, by force majeure, such as earthquakes, tsunamis and other natural disasters brought about by tourists and personal property losses, are not in the scope of its responsibilities. Tourists in the tourist itinerary, from their own illnesses caused by all kinds of loss or damage due to personal negligence led to the tourists personal injury and property damage and the resulting fees, are not "travel agent liability insurance" payment Range. Individuals who buy travel insurance completely different - as long as it is agreed in the contract of the accident, whether it is due to travel agencies the responsibility of individual mistakes, or because of other types of emergencies, customers can get protection.
For consumers the choice of insurance should pay attention to travel outside of what these professionals generally recommended, mainly in four areas: First, keen to travel outside of the trips must be considered before an accident and emergency relief, including medical double Travel outside the security risk. As tourists on the choice of trips are not very familiar with the place, accidents and emergency medical protection to double it is particularly important, a double protection will be more conducive to foreign tourists deal with unexpected risks in foreign countries, protect the quality of trips.
Second, we should give full consideration to purchase insurance protection period. Tourists should be in accordance with their own tours, according to the required number of days and the amount insured, as their choice of a tailor-made policies.
Third, we need to seriously understand the content of emergency services and to provide the service outside the company's rescue services. Including companies outside the relief agency network in the world, in the tourist destination of the service status. Fourth, the plan to the European Schengen countries of tourists travel to pay special attention to the amount of insurance. According to the EU Council, from June 1, 2004, for travel medical insurance is a Schengen visa issued by the basic premise, and a guaranteed minimum amount of 30,000 euros. Some tourists had to buy because the amount of foreign travel insurance protection less than 30,000 euros, and had to purchase insurance.
Professionals told reporters, accompanied by the Chinese people and increase the frequency of trips may choose the place of trips to increase, the corresponding rate will also increase the Chuxian, the people should improve the cognitive function of insurance coverage, choose a powerful security, Resistance unpredictable risks. For tourists, the most important thing is to be based on its needs and economic conditions, the appropriate, science and take out travel insurance.
Travel insurance on the current existing problems, professional analysis: the vast majority of visitors currently weak sense of self-protection, tourism in the risk of inadequate understanding, feel lucky; would also save money so that many people do not want to buy; types of small, select Room for small, insurance and tourism can not be tolerant of tourists in all kinds of risks encountered in addition, the insurance immature network also makes many visitors gave up on their own protection.
Professionals to remind the majority of tourists, should not be considered a travel agency to buy liability insurance will be able to sweep everything, from travelling abroad to buy a "travel agency liability insurance , in fact, the majority of tourists to travel agents insurance, "travel agent liability insurance" and individual tourists Insuring "travel insurance" and there is no clear understanding that the travel agency was explicitly set out in the quotations on the "travel agent liability insurance" have all kinds of accidents with tourists in the insurance liability. In fact, the "travel agents liability insurance," mainly by the travel agency responsible for the loss of tourists and compensation for harm, by force majeure, such as earthquakes, tsunamis and other natural disasters brought about by tourists and personal property losses, are not in the scope of its responsibilities. Tourists in the tourist itinerary, from their own illnesses caused by all kinds of loss or damage due to personal negligence led to the tourists personal injury and property damage and the resulting fees, are not "travel agent liability insurance" payment Range. Individuals who buy travel insurance completely different - as long as it is agreed in the contract of the accident, whether it is due to travel agencies the responsibility of individual mistakes, or because of other types of emergencies, customers can get protection.
For consumers the choice of insurance should pay attention to travel outside of what these professionals generally recommended, mainly in four areas: First, keen to travel outside of the trips must be considered before an accident and emergency relief, including medical double Travel outside the security risk. As tourists on the choice of trips are not very familiar with the place, accidents and emergency medical protection to double it is particularly important, a double protection will be more conducive to foreign tourists deal with unexpected risks in foreign countries, protect the quality of trips.
Second, we should give full consideration to purchase insurance protection period. Tourists should be in accordance with their own tours, according to the required number of days and the amount insured, as their choice of a tailor-made policies.
Third, we need to seriously understand the content of emergency services and to provide the service outside the company's rescue services. Including companies outside the relief agency network in the world, in the tourist destination of the service status. Fourth, the plan to the European Schengen countries of tourists travel to pay special attention to the amount of insurance. According to the EU Council, from June 1, 2004, for travel medical insurance is a Schengen visa issued by the basic premise, and a guaranteed minimum amount of 30,000 euros. Some tourists had to buy because the amount of foreign travel insurance protection less than 30,000 euros, and had to purchase insurance.
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