India's experience in the development of rural micro-insurance and inspiration ①

Small rural insurance in recent years in developing countries by the extensive attention of the innovative business. Micro-insurance schemes in rural India in many developing countries take the lead in implementation of the positive effects of economic security, by the extensive attention of the international community for China's rural micro-insurance development has an important inspiration. Draw on the experience of India, China should pay full attention to micro-insurance play an important role in social risk management; government should actively support the rapid development of micro-insurance, according to local conditions, to play the market and the rural grass-roots community organizations role in product innovation, strengthen publicity, Small expand the insurance market; strengthen supervision of insurance for small and risk control to achieve sustainable development.

Key words: rural micro-insurance, small medical insurance scheme; microcredit