Environmental liability insurance system of international comparative study

In the process of industrialization, environmental pollution not only the occurrence of frequent and serious consequences. Individual polluting enterprises assume responsibility for the limited capacity, resulting in contamination victims, and public environmental damage often are not due compensation. For the spread of environmental pollution liability companies to maximize the protection of victims and minimize social costs, whether developed or developing countries have had useful exploration, the overall experience is that the introduction of insurance in the field of environmental protection mechanisms, the establishment of environmental pollution Liability insurance system. The United States, Britain, France, Germany, Sweden, Russia, India and other countries of environmental pollution liability insurance experience, to carry out similar work in China, provided a good reference.

Key words: environmental pollution liability insurance; voluntary insurance, compulsory insurance, environmental risks of dangerous substances