Hunan disaster relief in the insurance industry investigation and Thinking

Hunan disaster relief in the insurance industry played an active role in the industry and enhance the image: the disasters emergency work played an irreplaceable role in the social security system played a positive role in the completion of the deployment of the State Council, disaster relief centre Carry forward the task of the Tam-yong spirit of responsibility of the industry. The insurance industry from disaster relief work in full play their role not reflect on some aspects of the problem: If the insurance coverage of the small, disaster prevention and Loss Prevention is not in place, disaster contingency mechanism to be improved, such as absence of catastrophe insurance system. How to deal with disasters and better play its function of the insurance industry, recommends the following: grasp the opportunity to arouse the society to resolve the effective use of insurance risk awareness; extensive mobilization, build social relief system to prevent risk management; positive innovation, financial support for the establishment of national catastrophe insurance system ; Strengthen cooperation and formation of related departments linked risk prevention mechanisms; sum up experience, strengthen disaster prevention and Loss Prevention material and technological basis for protection.

Key words: Hunan, the insurance industry; low-temperature freezing rain and snow disaster; role to play