High temperature and frequent self-ignition accident insurance experts Zhizhao an additional risk insurance

Recently, our province sustained high temperatures, people are not only physical exhaustion, feelings of irritability, and even cars have begun to "too much." Morning, reporters from some insurance companies in our province the department claims that the recent payment of vehicle insurance rates have been earlier than rose. Life insurance claims because there are lagging behind, and relevant data is not statistics, it is estimated by the high temperatures caused the accident, disease, "dangerous situation" will also usher in the autumn of small claims peak. Insurance experts also on personal vehicles and how to hedge at a high temperature, is related to the proposed settlement.

Spontaneous an additional risk insurance

Morning, this reporter interviewed several of the Department of General Insurance Company claims to have said that the recent apparent earlier than busy. A Department of General Insurance Corporation of Zangjing Li vehicle insurance claims, usually Huanji at a higher growth rate of insurance claims, but continued high temperatures in recent days, which triggered the vehicle Chuxian payments have increased significantly, the estimated increase of around 10 per cent.

"Some days because of heat, is also part of human reason." Insurance expert analysis corrected the people think of a misunderstanding - a hot Chuxian that day, the car that is more spontaneous, in fact, because of feelings of irritability, physical exhaustion Caused by car plowed, traffic accidents and other "collision" of the case or the payment of the "Big Head." The typhoon brought heavy rain earlier, but also make our province and other places in Yangzhou flooded vehicles, an increase in pay.

Insurance experts remind us, instead of looking for insurance after the payment, as the prior prevention. More to adjust the attitude of the summer, no haste is not impatient, avoid fatigue while driving. And to prevent "disaster" caused by spontaneous combustion vehicle, the typhoon attack and torrential rains inundated, and other dangerous situations, and not only insured "Che Sunxian" one. Many accidents can be insured additional insurance claims. Che Sunxian owners will have to fire in the payment equated with the spontaneous combustion risk, not insured risk spontaneous combustion, but in fact Che Sunxian of fire in the terms of payment refers to the external fire source, except for a spontaneous combustion of responsibility. So summer can be targeted to the purchase of vehicles spontaneous insurance, insurance broken glass alone, prices in more than a few hundred yuan.

Anti-heat stroke can be insured accident insurance

A hot weather, people wish were hiding in air-conditioned room, but there are some specific types of work such as express delivery, salesmen had to have trouble in hot weather. They and some older, frail people usually are easy to heat stroke Chuxian. The insured can "heat stroke and dangerous" » Reporter morning from life insurance companies understand that special "heat stroke and dangerous" is not, but if serious symptoms of heat stroke, the need for hospital treatment, hospital medical insurance can solve the problem. In addition, heat stroke caused by accidents such as falls led to the injury, if the insured accident insurance, compensation in accordance with the situation.

Life claims to the Department of the Nanjing also introduced, the summer trips if the insured "travel accident insurance", the acute heat stroke can also provide protection, the resulting medical costs are the claims. With related claims, as long as proof of identity, enrollment and attendance certificate on the certificate.