31 Jul 2008

Acer in the "Shuxian" female life-long protection scheme

Scope of coverage of 18-year-old woman to 50 years old.
Insurance responsibility
1. Death benefits paid: If the deceased person insurance, the insurer paid the insurance amount.
2. Expiry of interest payments: If the insurance contract in the insured person living to 100 years old is still valid, the insurance payment equivalent to the amount of insurance benefits to the expiry of the insured.
3. Insurers every three years to pay the insurance equivalent to 3.0% of the amount of cash to the interests of the insured.
40. "Carcinoma in situ" interest payments: If the insurance people in "carcinoma in situ", the insurer will pay the equivalent to 20 percent the amount of insurance compensation. "Carcinoma in situ" means that the insurance contracts issued 90 days after the initial insurers suffering from "breast, cervical, uterine, ovarian, fallopian tubes and vagina of carcinoma in situ."
5. "Major diseases" interest payments: the insured, since the insurance contract issued 90 days later, as the initial suffering from any of the following major diseases, the insurer will pay the equivalent amount in the insurance compensation for the seriously ill: cancer, stroke , Acute myocardial infarction, chronic renal failure, the main organ transplants, coronary artery bypass surgery, valve replacement, coma, chronic pancreatitis and recurrent aortic surgery.
Remove the responsibility
1. Zibengetong within two years from the date of issue (if they have complex effect, while the last-effective date), regardless of any mental condition, the insured committed suicide, the "Company" At that time, only pay the "guarantee Cash value "to the beneficiaries;
2. Unrest, civil unrest or riots;
3. Insured person guilty of criminal law, escape and resisting arrest or other violations of laws and regulations to death, the "Company" At that time, only pay the "guarantee of cash value" to the beneficiaries;
4. Beneficiaries of the insured or the insured person intentionally causing death, the "Company" At that time, only pay the "guarantee of cash value" to its ;
5. Insured drivers license or motor transport is prohibited by law and drink driving license or motor vehicle;
6. Insured Zibenhetong date of the establishment of rehabilitation or validity from the date of 2002 was diagnosed with AIDS or infected with HIV during the illness;
7. Atom, nuclear and chemical weapons or devices, nuclear ionizing radiation, nuclear fuel or the burning of waste generated from the pollution caused by radiation.
And the amount of insurance premium payment option years, six months pay, paid quarter, the monthly payment. Premiums on the insured by age group. And choose 10, 15, 20, 25, 30, the five fee Phase one-time pre-paid and the payment method.

No comments: