31 Jul 2008

Female health insurance terms

The first insurance contract for [a]

The insurance contract (hereinafter referred to this contract) from insurance policies and provisions contained in a statement, comment, and this contract and the insurance alone, the medical report and other common form of the agreement.

Article 2 [conditions] insured

Where more than 16 years following 55 years of age, health, and no normal work under this contract found that women suffering from the disease, can be used as the insured to participate in this insurance. The insured or the insured with the insurance interests of the people, can be used as the insured to the insurance company insuring this.

Institutions, enterprises, institutions and social organizations could serve as insurance policyholders to meet the conditions of women serving officers of the Company to insure the insurance, subject to the written consent of the insured. Insurance, there should be more than 75 percent of the insured with the conditions of women serving officers of the unit to participate in this insurance.

Article 3 [insurance] responsibility to start

The company responsible for this contract, since the delivery of insurance policyholders and the insurance company issued the next day 0:00 start.

During the fourth of the [insurance]

The insurance contract period of one year.

Article 5 of the [insurance] delivery

This contract means premiums paid for the first delivery.

The insurance companies charge staff, the staff should be charged premiums of policyholders delivery charge certificate.

Article 6 [termination of the contract]

Policyholders, insurers do not want to continue in the insurance and no insurance payments, the insured can apply for termination of this contract, the insured with the insurance policy, payment receipts for the termination of this contract procedures. The Company after deducting fees, insurance premium refunds to policyholders.

Article 7 [this] obligations

Entered into this contract, the Company should be insured to note the terms of this contract, and to the insured's enquiry about the situation, according to the insured should be informed.

Insured intentionally concealed the facts, does not fulfil the obligation to truthfully inform, or because of negligence of duty to truthfully inform enough to affect the Company agreed to decide whether to raise or underwriting of insurance rates, the company the right to terminate this contract.

Insured deliberate failure to perform obligations to truthfully inform the Company for this contract before the lifting of the accident, do not assume the responsibility of the insurance payment is not refundable premium.

Insured by negligence failure to fulfil obligations truthfully inform the insurance incidents have seriously affected by the Company for this contract before the lifting of the accident, do not assume responsibility for payment of insurance money, but they can refund insurance premiums.

Article 8 [the amount of insurance --

This contract each insured amount of insurance a maximum of 100,000 yuan.

[9] insurance liability

Zibenhetong from the effective date, the insured was first diagnosed with the disease women under this contract, the insurance company specified in the amount of insurance premium payments.

Article 10 [of the accident notification]

During the contract period, the insured in the insurance liability insurance within the scope of the accident, the insured, the insured or the beneficiary should be in the insurance accident occurred on the date 10 days notice of the Company, or the insured person shall notify the burden due to slow A result of the Company to increase the survey, investigation costs, but with the exception of force majeure delay.

Article 11 [women] identification of disease

The insured person died of this disease for women under the contract insurance payments, the company the right to request the insured to the designated medical institutions for medical examinations, the cost paid by the Company.

Article 12 [insurance] for

The insured was first diagnosed with the disease women under this contract, the insured, with insurance, own identification cards, health departments above county level (including county-level) issued by the hospital diagnosis that pathological examination report and the Corporation's insurance Women were required for the identification of disease-related documents to the Company apply for insurance money.

Article 13 [from] the responsibility

One of the following circumstances, the insurance companies live up to the responsibility of payment:

1, the insured or the insured person's concealment, fraud.

2, the insured before the insured person referred to women suffering from this contract the disease.

3, the insured person referred to women suffering from this contract for metastatic disease female diseases.

Article 14 of the designated beneficiary []

This contract for the beneficiaries of the insured.

The insured was first diagnosed with the disease women under this contract, but the insurance companies in the insurance payments before death, the insurance money as the insured person's estate, by the Company to the insured's heirs to pay the insurance obligations .

Article 15 [aging] claim

This contract of the insured or the beneficiary of the insurance companies pay request the right to know since his accident insurance within two years from the date of exercise and not to eliminate.

Article 16 sub

The contract changes or records of the additions and deletions, non-insured through a written application and the Company in the insurance policy on the endorsement, not health effects.

Article 17 [of the contract dispute with the jurisdiction of the court:

This contract is invalid event of a dispute and negotiations, through arbitration bodies brought to the people's court of arbitration or litigation. This contract involved the proceedings, agreed in the insurance policy issued to the court proceedings.

[You] just Interpretation

This contract referred to the "Company" means the Taikang Life Insurance Co., Ltd..

This contract referred to "female disease" means one of the following circumstances:

1, primary breast cancer

2, primary ovarian cancer

3, primary carcinoma of the Palais des

4, primary cervical cancer

No comments: