Scope:
18-year-old woman to 50 years old
Premium payment:
May choose to pay in six months pay, paid quarter, the monthly payment, insurance premiums by age, and choice of 10, 15, 20, 25, 30 five-year and one-time fee paid in advance Payment methods.
Insurance responsibility:
1. Death benefits paid: If the deceased person insurance, the insurer paid the insurance amount.
2. Expiry of interest payments: If the insurance contract in the insured person living to 100 years old is still valid, the insurance payment equivalent to the amount of insurance benefits to the expiry of the insured.
3. "Carcinoma in situ" interest payments: If the insurance people in 100 years ago, "carcinoma in situ", the insurer will pay the equivalent to 20 percent the amount of insurance compensation. "Carcinoma in situ" means In the insurance contracts issued 90 days after the initial insurers suffering from "breast, cervical, uterine, ovarian, fallopian tubes and vagina of carcinoma in situ."
40. "Major diseases" interest payments: the insured, since the insurance contract was issued 90 days after the insurance and years before the age of 60 years of age, such as the initial suffering from any of the following major diseases, the insurer will pay the equivalent amount in the insurance Compensation for the seriously ill: cancer, stroke, acute myocardial infarction, chronic renal failure in the main organ transplants, coronary artery bypass surgery, valve replacement, coma, chronic pancreatitis and recurrent aortic surgery. After the payment of the insurance contract termination .
5. Extra interest payments: If the insured person suffering from the following described in the "additional interest payments accident", the insurer will pay the equivalent to 20 percent of the additional amount of insurance benefits, this protection is only available once a compensation This safeguard is terminated.
1. Pregnant diseases interest payments: this contract is issued by the insurer after a year due to pregnancy and disease caused by one of the following: "disseminated intravascular coagulation," "ectopic pregnancy", "child-like bladders block" And "severe postpartum depression," "aborted."
2. Neonatal congenital interest payments: this refers to the issuance of about one year after the insurer's new-born babies suffering from the disease one of the following:
"Down Syndrome", "spina bifida and meningeal outstanding," "Law of the Rockwell 4", "esophageal atresia and esophageal fistula," "hydrocephalus", "new-born mortality during the period."
6. Dividend payments:
The plan right to participate in the "Company" dividend distribution business profits, in each insurance distributed dividends at the end of the year, the dividend payment methods including sending
The discovery, Dijiao premiums and retained in the "Company", dividends retained in the "Company" will enjoy an additional bonus;
Exclusions:
1. Policyholder or beneficiary of the insured deliberately killing or wounding the second. The insured deliberately crime or resisting arrest, deliberate self-injury; three. The insured person using it, smoking, drug injection; four. Zibengetong issued by the insurer since 2002 (if they have complex effect, to reinstate the final date), both in the spirit of any state committed suicide; five. The insured, drink driving, driving without a license and driving without a valid driving licence of the motor transport; 6. The insured person suffering from AIDS (AIDS) or infected with the AIDS virus (HIV positive) during the illness; 7. War, military operations, riots or armed rebellion; 8. Nuclear explosions, nuclear radiation or nuclear contamination; 9. Congenital disease and its complications inherent in, or the insured person has been insured with the disease before (if the insured, the Company has a statement to the disease);
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