31 Jul 2008

Acer in the "good-han" female life-long protection scheme

Scope of coverage of 18-year-old woman to 50 years old
Insurance responsibility
First, the death of interest payments: If the deceased person insurance, the insurer paid the insurance amount. .
Second, the expiry of interest payments: If the insurance contract in the insured person living to 100 years old still in force, the insurance payment equivalent to the amount of insurance benefits to the expiry of the insured.
Third, insurers every three years to pay the amount equivalent to 3.0% of the insurance cash to the interests of the insured.
4. "Carcinoma in situ" interest payments: If the insurance people in "carcinoma in situ", the insurer will pay the equivalent to 20 percent the amount of insurance compensation. "Carcinoma in situ" means that the insurance contracts issued 90 days after the initial insurers suffering from "breast, cervical, uterine, ovarian, fallopian tubes and vagina of carcinoma in situ."
5. "Major diseases" interest payments: the insured, since the insurance contract issued 90 days later, as the initial suffering from any of the following major diseases, the insurer will pay the equivalent amount in the insurance compensation for the seriously ill: cancer, stroke , Acute myocardial infarction, chronic renal failure, the main organ transplants, coronary artery bypass surgery, valve replacement, coma, chronic pancreatitis and recurrent aortic surgery. The protection of the interests of the insured at the age of 60 years or above Terminate automatically.
6, additional interest payments: If the insured person suffering from the following described in the "additional interest payments accident", the insurer will pay the equivalent to 20 percent of the additional amount of insurance benefits, this protection is only available once a compensation This safeguard is terminated.
1. Pregnant diseases interest payments: this contract is issued by the insurer after a year due to pregnancy and disease caused by one of the following: "disseminated intravascular coagulation," "ectopic pregnancy", "child-like bladders block" And "severe postpartum depression," "aborted."
2. Neonatal congenital interest payments: this refers to the issuance of about one year after the insurer's new-born babies suffering from the disease one of the following: "Down Syndrome", "spina bifida and meningeal prominent" "Four of the Rockwell law," and "blocking the esophagus and esophageal fistula," "hydrocephalus", "new-born mortality during the period."
7, the entry into force of this contract in 2001 after the first child birth insurer, the insurer will pay the amount equivalent to 1% in the neonatal-insurance payments to the insured amount.
Remove the responsibility
1. Zibengetong within two years from the date of issue (if they have complex effect, while the last-effective date), regardless of any mental condition, the insured committed suicide, the "Company" At that time, only pay the "guarantee Cash value "to the beneficiaries;
1, disturbances, riots or civil strife;
Second, the insured person guilty of criminal law, escape and resisting arrest or other violations of laws and regulations to death, the "Company" At that time, only pay the "guarantee of cash value" to the beneficiaries;
Third, the policyholder or beneficiary intentionally causing the insured person died, the "Company" At that time, only pay the "guarantee of cash value" to its ;
40, the insured driver's license or motor transport is prohibited by law and drink driving license or motor vehicle;
5, the insured Zibenhetong date of the establishment of rehabilitation or effect on the date of 2002 was diagnosed with AIDS or infected with HIV during the illness.
6, atomic, nuclear and chemical weapons or devices, nuclear ionizing radiation, nuclear fuel or the burning of waste generated from the pollution caused by radiation.
And the amount of insurance premiums
May choose to pay in six months pay, paid quarter, the monthly payment. Premiums by the insured, gender and age group. And choose 10, 15, 20, 25, 30 five-year and one-time payment The advance payment method.

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