Based on the system design and measures to choose a comprehensive risk management of insurance companies

Construction of a comprehensive risk management system has become the world's largest insurance company management trends. A comprehensive understanding of the precise meaning of risk management on the basis of the insurance companies need to develop strategies, establish and improve the coverage of risk management policies, organizational model, process control, risk response, information systems, risk culture, comprehensive risk management system framework to support and Protection to achieve sound business objectives. In order to achieve risk of internal control standards, departments are constrained, operating system, and posts have responsibilities, process control, risk monitoring, evaluation work, after the assessment is the goal, should do a good job of seven areas of work: to establish risk management The framework of the Organization: to strengthen risk management team building; cultivate risk management culture; clear risk management strategy; Construction of the risk management system processes; improve risk management supervision and incentive mechanisms for the establishment of risk management information systems, improve risk management skills.

Key words: comprehensive risk management, insurance companies, risk management system