Based on the safety of China's insurance industry systemic risk study

On the insurance risk of research, at home and abroad are mostly concentrated in the literature of the risk measure, insurance regulation, securitization of insurance risk and insurance enterprises are facing the risk of such areas, with little systematic literature on China's insurance industry risk. However, with the opening of the financial sector continues to deepen, the insurance industry risks becoming a problem can not be avoided. Leading to the risk factors of the insurance industry sources as the standard, the insurance industry can be divided into risk caused by internal factors and external factors caused the industry risk. Internal factors, including the industrial structure, institutional changes and historical factors; external factors including market factors, regulatory and other factors, and so on. China's insurance industry to avoid and defuse the risk of industry should strengthen supervision of the insurance industry risk, improve the existing risk-control system, so as to guide the development of the insurance industry fast.

Key words: industry risk insurance supervision; risk control