Data show that foreign insurance of agricultural development has been the longest on 100 years of history, the academic community will be divided into government-led participatory, Union model, the mode of government subsidy to security, selective support mode four types, but in practice Operation of agricultural insurance policy has a strong color.
First, agricultural insurance has a mandatory. U.S. agricultural insurance in principle to implement voluntary insurance, but since 1994 the United States, "Agriculture Insurance amendment" clearly stipulates that the Government not to participate in crop insurance scheme farmers can not enjoy other government welfare schemes, such as agricultural loan scheme, the price of agricultural subsidies and protection plans, etc. ; Required to purchase catastrophic insurance, before the purchase of other additional insurance. This has to some extent, formed a de facto compulsory insurance.
At the same time, the Government has provided a certain proportion of premium subsidies. The U.S. ratio of subsidies for insurance premiums vary, the average subsidy in 2000 amounted to 53 per cent of net premiums (an average premium subsidy amount per acre to 6.6 U.S. dollars). The catastrophe insurance premiums of all subsidies, the risk of a variety of crop insurance, revenue insurance premiums subsidized rate of 40%. Japan's proportion of the premium subsidy rate according to different levels are different, the higher the rate, the higher subsidies, such as rice subsidies 70 percent (rate of over 4 per cent), rice subsidies the highest 80 percent (rate of more than 15 per cent), Maximum 80 percent of wheat subsidies.
In addition, the Government of the agricultural insurance business operating costs to provide subsidies. U.S. government commitment to the federal crop insurance companies and the cost of crop insurance promotion and education costs, the crop insurance to the contractor of the private insurance companies provide 20 percent to 25 percent of operating costs (including costs for losses) subsidies. Japanese Government's commitment to a Mutual Benefit Association Federation of the full cost of economic and agricultural portfolio part of the cost.
The strength of the economy of the country, the Government will provide agricultural insurance reinsurance support. The United States through the Federal crop insurance companies to participate in all kinds of agricultural insurance in the private insurance companies, reinsurance companies and joint venture insurance companies provide reinsurance support from the local government of Japan's total economic portfolio Federation and the Central Government for the agricultural portfolio to provide a total of Jeju two re-insurance .
First, agricultural insurance has a mandatory. U.S. agricultural insurance in principle to implement voluntary insurance, but since 1994 the United States, "Agriculture Insurance amendment" clearly stipulates that the Government not to participate in crop insurance scheme farmers can not enjoy other government welfare schemes, such as agricultural loan scheme, the price of agricultural subsidies and protection plans, etc. ; Required to purchase catastrophic insurance, before the purchase of other additional insurance. This has to some extent, formed a de facto compulsory insurance.
At the same time, the Government has provided a certain proportion of premium subsidies. The U.S. ratio of subsidies for insurance premiums vary, the average subsidy in 2000 amounted to 53 per cent of net premiums (an average premium subsidy amount per acre to 6.6 U.S. dollars). The catastrophe insurance premiums of all subsidies, the risk of a variety of crop insurance, revenue insurance premiums subsidized rate of 40%. Japan's proportion of the premium subsidy rate according to different levels are different, the higher the rate, the higher subsidies, such as rice subsidies 70 percent (rate of over 4 per cent), rice subsidies the highest 80 percent (rate of more than 15 per cent), Maximum 80 percent of wheat subsidies.
In addition, the Government of the agricultural insurance business operating costs to provide subsidies. U.S. government commitment to the federal crop insurance companies and the cost of crop insurance promotion and education costs, the crop insurance to the contractor of the private insurance companies provide 20 percent to 25 percent of operating costs (including costs for losses) subsidies. Japanese Government's commitment to a Mutual Benefit Association Federation of the full cost of economic and agricultural portfolio part of the cost.
The strength of the economy of the country, the Government will provide agricultural insurance reinsurance support. The United States through the Federal crop insurance companies to participate in all kinds of agricultural insurance in the private insurance companies, reinsurance companies and joint venture insurance companies provide reinsurance support from the local government of Japan's total economic portfolio Federation and the Central Government for the agricultural portfolio to provide a total of Jeju two re-insurance .
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